Living On A Budget

Being on a budget is no fun and this is coming from someone who was already frugal to begin with. Being a young adult I’ve been trying to be responsible and stay on the right path to make sure my finances stay straight. Although I have student loans, rent, car note, and credit cards I‘ve been able to keep it all straight.

In January when I turned 26 I got kicked off my parent’s health insurance and had to get my own insurance through my employer. A couple of months after that I had to sign up for a 401k which is mandatory through my employer. After seeing these cost affect my check I decided it was time to get on a budget and keep track of my expenses.

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Work, Life & Hair Update

I’ve been ghost for a while now thanks to the joys of having a job and somewhat of a social life. It’s been about 4 ½ months since I’ve been in Atlanta and I have to say I’m enjoying my new fresh start. I’m single, independent, and working and that’s all that matters at the moment. As far as my new job that I’m grateful to have, I don’t entirely love it but I love aspects of it. I know I don’t have to be at this job forever but since I am here I will do my best and take what I can from it to move forward in my career. Continue reading

Women Need to Negotiate More

I came across this great article called “Why Women Don’t Negotiate” on Forbes and let me say I can totally relate.  When it comes to negotiating as far as money, I find it rather hard to do. I recently started working for a company and when it came to negotiating my salary I felt really stuck. I felt as if I couldn’t ask for more because I was scared I wasn’t going to get the job.

Right now I can kick myself for not stepping out and asking for more. I believe other aspects played a role in why I didn’t ask for more, one being I was negotiating with a man. I honestly think if it had been a woman I was negotiating with, I would have spoken up. The Forbes article states three points I agree with …

“… Women suffer economically because we fail to ask, but we’re punished for our nerve when we do ask. We’re damned if we do and damned if we don’t, right?”

“Not only has our culture instilled in women a disinclination to be self-serving, when we do work up the nerve to ask, we’re likely to experience “gender blow-back”—a subtle but powerful punishment for stepping outside our cultural gender role.”

“What we need to do is learn to powerfully ask for our true market value. We can do that by starting the conversation with offers of benefits rather than requests.”

I know next time around I will be speaking up. Do you negotiate?

Poll: What sector do you work in?

I’d love to know about what my readers do for a living. I think Charcoal will take more of a career-oriented slant in the coming weeks and months, with the same focus on media, hair, fashion and of course Beyonce! Lol jokes aside, like the Texan superstar, I am focused on my career but it has been hard thinking of how to position myself after the recent disappointments.

What are your jobs? Please fill out this poll and talk in detail in the comments section!

I am still studying for the journalism MA but my dreams are definitely in the first category: entrepreneurial.

Fashion Notes: Are High Heels Appropriate for Work?

I’d love to know what my Charcoal gang think about this. I am going back to work next week and I need to sort out my warderobe a little bit. There is a casual/proper attitude to attire at my workplace, in that it is casual but smart. Most men wear smart shirts and trousers, whearas the women wear casual outfits which is cool.

I love wearing high heels; I haven’t worn any at work yet because my life has been so hectic so far. But I want to.

Like I said, attire is casual but clean and smart. So do you think heels are appropriate? Could I wear heels like these provided I am wearing a long pencil skirt and top?

Careers Update: Your ‘work’ personality

Everyone, first I just want to say to all my faithful readers, thanks for being so patient with me. I am still not out of the woods yet due to still being owed money but I am almost there!

I want to touch on the idea of what kind of person are you at work. As some of you may know, I was desperately seeking a job and I have found a temporary position at an educational charity where I am actually doing some copywriting, which is pretty cool. I am really enjoying my time there so far and I go back to work next week.

My question for all my lovely Charcoal gangsters is, how do you create your work personality? We all know that work means we have to be professional, but how close do you keep your employers and work colleagues?

I think the thing with work is not to try too hard to fit in. I definitely made a great friend when I did a former internship and that’s mainly because me and her just got each other and it was fabulous.

What kind of personality do you have at work? Are you obnoxious or bossy?